Accident?

Last night I dreamed I was on my way to work. Except I was driving in the direction to get home. It was a few minutes b/4 8:00 AM. I came upon 4 cars sitting in the right traveling lane & a woman standing nearby. She flagged me down, said she'd been in a car accident & could I call the police. I didn't have a cell phone, so I told her I would drive her to the nearest gas station where I thought would be a payphone. We got there & as I located the payphone, she started crying. She said she wasn't sure if she should call the police b/c the accident may have been her fault. I asked her why she wasn't sure. I asked her which car was hers. It was a white SUV, the 3rd one back in line. I told her it may be the fault of the first 2 vehicles if they were just sitting there in a traveling lane. On the other hand, here in MI she would still be ticketed for not keeping control of her car. We went back to the vehicles & I asked where all the other drivers were. The woman didn't know. Suddenly another woman showed up & I thought for a minute they were trying to rob my car. I started yelling at them, then I woke up.